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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Excellent service and easy to use

Excellent service and easy to use Reviewed on: 15th January 2025

Excellent customer service and so far Excellent serv...

Excellent customer service and so far Excellent service with zopa Reviewed on: 15th January 2025

Seamless process from application to acceptance and...

Seamless process from application to acceptance and account opening, also assists with allowing access to future financial borrowing through showing you your borrowing power and ways to improve it and what is holding you back Reviewed on: 15th January 2025

Great service they me to obtain and manage my credit...

Great service they me to obtain and manage my credit card. when no other company wanted to help. Reviewed on: 15th January 2025

Easy to use app & card can be used everywhere had no...

Easy to use app & card can be used everywhere had no problems whatsoever when shopping. What more can I say Excellent Reviewed on: 15th January 2025

Great company,helped build my credit score

Great company,helped build my credit score Reviewed on: 15th January 2025

Great card, app and customer service

Great card, app and customer service Reviewed on: 15th January 2025

Zopa, there when we need it

Zopa provides great customer support ! Reviewed on: 15th January 2025

Hassle free application and excellent customer service

Hassle free application and excellent customer service Reviewed on: 15th January 2025

Easy to apply and prompt reply.

Easy to apply and prompt reply. Always ay hand to advise and support. First class service. Reviewed on: 15th January 2025

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