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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great card easy customer service

Great card easy customer service Reviewed on: 15th January 2025

Top Card Highly Recommended x

Very easy application and excellent customer service Reviewed on: 15th January 2025

Got my credit card from Zopa!

It's been so helpful to get my credit card from Zopa. Can manage all accounts and financial stuffs on one place and the overall experience is great. Reviewed on: 15th January 2025

Faultless experience with Zopa.

Faultless experience with Zopa. Never had a problem with the account and the app is very easy to use and navigate. Reviewed on: 15th January 2025

Excellent card

Easy to use the app for balance information and payments.good customer support with friendly helpful staff who are happy to help Reviewed on: 15th January 2025

Zopa Credit Card

Always good service with no problems. Reviewed on: 15th January 2025

Easy as that

Easy to work with no problems! Couldn’t get any better Reviewed on: 15th January 2025

I've Never had any problems with Zopa and I've been...

I've Never had any problems with Zopa and I've been with them some considerable time. Reviewed on: 15th January 2025

Excellent experience!

Excellent experience! The flexibility and simple app makes for a good and easy provider to deal with. Thank you. Reviewed on: 15th January 2025

Super quick and easy

East to apply super quick decision and keep me informed about costs and interest rates and their impact on my spending which helps me budget more efficiently! Reviewed on: 15th January 2025

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