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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41469 reviews)

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4.93

Based on 41,469 reviews, last reviewed 15th Jan 2026

58800% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopacard Application easy to fill and have never had a problem using my card Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41469)

Review of the Zopa, Credit card:

Best credit card ever

I have had no trouble with this credit card everything has gone through smoothly Reviewed on: 17th March 2021

Payments go through straight away

Payments go through straight away Reviewed on: 15th January 2026

ZOPA credit card the easy bank

Its great as it helps me pay for my bills and keeps my money for everything else. Reviewed on: 15th January 2026

Easy and good credit card

Very easy to use zopa credit card no problem at all Very good customer service Reviewed on: 15th January 2026

Very good experience fast service

Very good experience fast service Reviewed on: 15th January 2026

Very easy to use card and app.

Very easy to use card and app. repayments are good value. Reviewed on: 15th January 2026

A company with all the angles covered

A company with all the angles covered Reviewed on: 15th January 2026

Its a great all round service and no complaints here

Its a great all round service and no complaints here Reviewed on: 15th January 2026

Mr Dovaston

When I’ve contacted Zopa, they’ve always helped me and answered my questions Reviewed on: 15th January 2026

Very helpful to me when I needed it

Very helpful to me when I needed it Reviewed on: 15th January 2026

Best card for people struggling with credit

I've always struggled to get credit after my ex husband left me in a lot of debt he did in my name behind my back. Zopa has given me this chance, so much so that I've referred other people to use this too. I love my Zopa card. It's helping my credit score so much. Reviewed on: 15th January 2026

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