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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41521 reviews)

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4.93

Based on 41,521 reviews, last reviewed 15th Jan 2026

61400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to access account Easy to access account clear connections Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41521)

Review of the Zopa, Credit card:

Good team,correct product

Very nice,correct product,good team Reviewed on: 25th January 2022

All ways great to help with any questions and very h...

All ways great to help with any questions and very helpful Reviewed on: 15th January 2026

Excellent Amazing Service. Nice Credit card to be with

Excellent Service .Good to have Zopa Reviewed on: 15th January 2026

Excellent service and good for my credit score

Excellent service and good for my credit score Reviewed on: 15th January 2026

A friend in need, is Zopa Bsnk indeed..

I’ve only been with them for a short time but, the clearness of their app and efficiency is really quite remarkabe. Reviewed on: 15th January 2026

Easy to apply and no fuss.

Easy to apply and no fuss. Easy app to navigate around Reviewed on: 15th January 2026

Helpful professional easy to talk to and understand

Helpful professional easy to talk to and understand Reviewed on: 15th January 2026

Easy and helpful service and easy to use app

Easy and helpful service and easy to use app Reviewed on: 15th January 2026

Fan experience so far with Zopa, brilliant customer...

Fan experience so far with Zopa, brilliant customer service with any queries ive had so far Reviewed on: 15th January 2026

No faffing around

Easy to use. You can see what's happening in the app straight away. No calls etc with marketing or if your payments a little late. Very very helpful Reviewed on: 15th January 2026

It is fast and efficient .

It is fast and efficient .lf u pay your bills well is increases the amount without any problems. Reviewed on: 15th January 2026

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