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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brian Bartholomew

Always helpful and friendly. The website is easy to use an informative and the rates are good. Reviewed on: 10th April 2024

Zopa A Real trooper

Ease of use and everything I needed was explained and online help was always available Reviewed on: 10th April 2024

Great card helps get back on the ladder so to...

Great card helps get back on the ladder so to say Reviewed on: 10th April 2024

Excellent customer service staff know there stuff

Excellent customer service staff know what they are talking about Reviewed on: 10th April 2024

Easy application and helping to rebuild my credit

Easy application and helping to rebuild my credit Reviewed on: 10th April 2024

Excellent service with easy to use app.

Excellent service with easy to use app. Helped when others wouldn’t get me on the credit building trip i want to achieve Reviewed on: 10th April 2024

Excellent no complaints never had any problems with...

Excellent no complaints never had any problems with them Reviewed on: 10th April 2024

Good card, good service, no problems, decent rate

Good card, good service, no problems, decent rate Reviewed on: 10th April 2024

Always good clear setvice, always helpful.

Always good clear setvice, always helpful. Information on account easy to access, regular updates. Reviewed on: 10th April 2024

I applied for a credit card and this was Done very q...

I applied for a credit card and this was Done very quick and easy to apply.the rates were good and didn't see any hidden extras which was really good.the app is so easy to use to make payments and check the account and balance so you can keep on top of. Reviewed on: 10th April 2024

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