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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa were easy to access a credit card and keep you...

Zopa were easy to access a credit card and keep you updated Reviewed on: 9th April 2024

I’ve Zopa card for sometime now and can’t fault it...

I’ve Zopa card for sometime now and can’t fault it Reviewed on: 9th April 2024

It very good service very helpful if can't offerd pa...

It very good service very helpful if can't offerd pay for few days Reviewed on: 9th April 2024

Your best card ever

Very user friendly, and fast and easy to use. I found exactly what I needed with this card provider. Reviewed on: 9th April 2024

Zopa gave me an unbelievable credit limit even with...

Zopa gave me an unbelievable credit limit even with a fair credit score and the process of applying for my credit card was straightforward and my credit arrived within few days as well. Reviewed on: 9th April 2024

Really happy with my experience

Really happy with my experience really pleased with the company from start of application to getting my account open Reviewed on: 9th April 2024

Never had any issues using Zopa credit card app work...

Never had any issues using Zopa credit card app work’s amazing so can’t fault it one bit excellent service excellent card Reviewed on: 9th April 2024

Benefits of a Zopa Credit Card

The application process is quick, straight forward and efficient . The App makes it easy to keep on top of your spending; especially the option to create a “Credit Cushion”. Reviewed on: 9th April 2024

Easy and straight forward to deal with also fantasti...

Easy and straight forward to deal with also fantastic app Reviewed on: 9th April 2024

Great service, up to date advice and support with i...

Great service, up to date advice and support with information Reviewed on: 9th April 2024

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Want to see more from Zopa?

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