Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great company

Helpful with tips and ideas with clearing bills sooner. Good customer service. Reviewed on: 9th April 2024

Never had to speak as I’ve never had problems

Never had to speak as I’ve never had problems Reviewed on: 9th April 2024

Great communication from Zopa and always offered sup...

Great communication from Zopa and always offered support if needed. Reviewed on: 9th April 2024

Excellent communication

Excellent communication, the mobile app allows me ro control my credit card finances, text alerts and reminders to assist with payment dates etc. Fantastic service Reviewed on: 9th April 2024

Top notch service by Zopa credit card, and was expec...

Top notch service by Zopa credit card, and was expecting the same for personal loans too. Reviewed on: 9th April 2024

Excellent service easy to use app and manage money a...

Excellent service easy to use app and manage money and payments, the personalised insights in the Zopa app to help me reduce debt and boost your savings. Reviewed on: 9th April 2024

Great customer service and communication.

Great customer service and communication. A great card at a competitive interest rate. Reviewed on: 9th April 2024

If I've had any trouble they have always helped

If I've had any trouble they have always helped Reviewed on: 9th April 2024

Very good interest rate everything I’m very happy wi...

Very good interest rate everything I’m very happy with the service Reviewed on: 9th April 2024

Couldn’t ask for more!!! Great service all round.

Great service, app is fantastic. Always kept up to date with useful info and changes to help improve my credit score Reviewed on: 9th April 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from thinkmoney 4.03 from 3 reviews
Bip Credit Card
from NewDay 4.78 from 2286 reviews
Credit card
from Luma 4.00 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub