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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

The best, good team,for moment no have 1 experience

The best, good team,for moment no have 1 experience Reviewed on: 9th April 2024

Zooa taking care of your credit needs

Reaonable Credit limit increase when I was really in need of it. Came very handy Reviewed on: 9th April 2024

Great provider

Great credit card provider, instant access to transferred cash. Low rates, great app for ease of banking Reviewed on: 9th April 2024

Great company to do business with.

Great company to do business with. Reviewed on: 9th April 2024

Excellent services, easy to use,understand everything

Excellent services, easy to use,understand everything Reviewed on: 9th April 2024

Very easy application and communication.

Very easy application and communication. The app is easy to use especially to make payments Reviewed on: 9th April 2024

Great credit card easy to apply would recommend anyo...

Great credit card easy to apply would recommend anyone the app is so easy to use. Reviewed on: 9th April 2024

The app is easy to use

The app is easy to use and use had no issues with them, my credit limit is at a reasonable level Reviewed on: 9th April 2024

Very good service, with lower apr, also increase lim...

Very good service, with lower apr, also increase limit time to time Reviewed on: 9th April 2024

Best credit card I have owned and would recommend to...

Best credit card I have owned and would recommend to friends and family. Reviewed on: 9th April 2024

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Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
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