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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

It was easy to apply and when I got it everything i...

It was easy to apply and when I got it everything i needed was there great company Reviewed on: 5th March 2024

Amazing credit card company, have been with them for...

Amazing credit card company, have been with them for years and would highly recommend Reviewed on: 5th March 2024

Faultless company

Cannot fault the company at all. Very straight forward. App makes it easy to track and control your finances. Reviewed on: 5th March 2024

Good app.

Easy app. Easy to apply. Rates are pretty good Reviewed on: 5th March 2024

User-Friendly App

Zopa credit card app is easy to use and I would love it more if they offer bigger credit than they currently do Reviewed on: 5th March 2024

Excellence unparalleled.

An excellent financial service provider Reviewed on: 5th March 2024

Improved credit rating

My Zopa card has enabled me to improve my credit rating which I thought I would never be able to do. Reviewed on: 5th March 2024

Nice and simple

Every is so easy with them. The app is brilliant as well Reviewed on: 5th March 2024

Never had any issues, the app is great!

Never had any issues, the app is great! I can easily pay off the balance when I need to Reviewed on: 5th March 2024

I am finding my credit card good

I am finding my credit card good Reviewed on: 5th March 2024

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