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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Zopa Credit Card

Zopa Credit card is simple to apply for. No hassle at all. I applied and everything was ready within a week. It's also very simple to pay your money and keep an eye on your spending with the Zopa app which,is also very easy to set up. I would highly recommend this card to friends and family.b Reviewed on: 5th March 2024

Great product and service from start to finish

Great product and service from start to finish Reviewed on: 5th March 2024

Zopa, great card

All very straight forward, great app and manageable repayments and when needed customer services are very helpful Reviewed on: 5th March 2024

Always there an step up if there's anything wrong

Always there an step up if there's anything wrong Reviewed on: 5th March 2024

Zopadopadoo

Very helpfull great service plenty of good advice and aftercare keeping me upto date with my account Reviewed on: 5th March 2024

Zopa has been really helpful with my queries and the...

Zopa has been really helpful with my queries and the support has been excellent Reviewed on: 5th March 2024

Great card, great customer service too.

Great card, great customer service too. App easy to use, has everything you need. I got this car after having poor credit rating but now it has helped me to get better one. Using app is easy and customer service gets back to you pretty quickly if you need to ask anything. Reviewed on: 5th March 2024

Easy to apply the app is straightforward no hassle.

Easy to apply the app is straightforward no hassle. Low credit balance to start you off. Reviewed on: 5th March 2024

I find Zopa really good helpful fast and friendly ,...

I find Zopa really good helpful fast and friendly , great communication and security wise amazing highly recommend . Reviewed on: 5th March 2024

Happy with product , would recommend

Happy with product , would recommend Reviewed on: 5th March 2024

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