Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Smooth and efficient no hidden rates

5
Smooth and efficient no hidden rates Reviewed on: 15th January 2026

Easy to apply for and easy app to use

5
Easy to apply for and easy app to use Reviewed on: 15th January 2026

Good company to use very helpful

5
Good company to use very helpful Reviewed on: 15th January 2026

Absolutely amazing card and honedt caring staff

5
Absolutely amazing card and honedt caring staff Reviewed on: 15th January 2026

Exellent

5
Love the service very easy to use Reviewed on: 15th January 2026

Zuper zopa.

5
Great no hassle credit card..zopa is a great facility for credit.. Reviewed on: 15th January 2026

Great communication easy to understand

5
Great communication easy to understand Reviewed on: 15th January 2026

Dopamine has great customer services and very easy...

5
Dopamine has great customer services and very easy to deal with any problems Reviewed on: 15th January 2026

Good bank, very easy to deal with

5
Good bank, very easy to deal with Reviewed on: 15th January 2026

Been with Zopa nearly 2 years been great and there c...

5
Been with Zopa nearly 2 years been great and there customer service is also great Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8046 reviews
    Zopa
    View all products