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Zopa: Credit card reviews

Name: Credit card
Rating: 4.86 (44354 reviews)

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4.86

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Ok

If ur down and out it ok I suppose Reviewed on: 20th January 2023

Easy registration

Easy registration and payments. Easy top up. Great control of your money movement. The savings pots are a pretty good idea this year Reviewed on: 20th January 2023

Help me getting through the tuff times like getting gas and electric when needed so yes a big thankyou

Brilliant service have recently told my family and friends Reviewed on: 20th January 2023

Zopa

Zopa have been 1 of the best credit companies I've dealt with very highly recommended Reviewed on: 20th January 2023

It's great

Good company and low payment. Little saving helps me to spend on things I really need to get. Reviewed on: 20th January 2023

Simply brilliant in all their services and operations

It's fantastic so far, and I guess it will remain so for the foreseeable future. Reviewed on: 19th January 2023

Very useful and flexible.

I have found Zopa Credit Card very useful and adaptable to my credit needs. The app is very easy to use and I found increasing my available credit very simple when needed. Reviewed on: 19th January 2023

Zopa card for me

The App is so easy to use, keeping control and having visibility is the key and its great, straight down the line with interest rates and ease of information Reviewed on: 19th January 2023

Brilliant company!

Very approachable company, if you were to hit hard times with money they are very understanding and helpful, also good for building your credit file Reviewed on: 19th January 2023

Easy credit card provider

Excellent customer service, wide range of products on offer. Best credit card provider by far. Reviewed on: 19th January 2023

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