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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service

I’m a recent customer and have had a great experience so far. I’ve had a credit increases loan options it’s been great. Reviewed on: 15th January 2026

Excellent card,...

Excellent card, doesn’t give you a massive credit but enough so it can be paid back so hopefully helpful for a better credit score. Reviewed on: 15th January 2026

Since I applied everything was straight forward , cl...

Since I applied everything was straight forward , clear and a great company Reviewed on: 15th January 2026

Highly recommend using card great to add to your wallet

Highly recommend using card great to add to your wallet Reviewed on: 15th January 2026

Zopa service is excellent zopa credit card is really...

Zopa service is excellent zopa credit card is really help to online shopping use traveling Reviewed on: 15th January 2026

I love the way dopamine do business

I love the way dopamine do business Reviewed on: 15th January 2026

Always keep me updated about my account.

Always keep me updated about my account. Reviewed on: 15th January 2026

Lovely customer service, really helpful

Lovely customer service, really helpful Reviewed on: 15th January 2026

I receive excellent customer service & support from...

I receive excellent customer service & support from Zopa each time. The app is easy to use. Reviewed on: 15th January 2026

Have always been very happy with the service

Have always been very happy with the service Reviewed on: 15th January 2026

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