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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have had Zopa for a while now and compleatly satis...

I have had Zopa for a while now and compleatly satisfied Reviewed on: 15th January 2026

Very happy with zopa.

Very happy with zopa. Good customer service. Reviewed on: 15th January 2026

Excellent Bank and credit card provider I love the e...

Excellent Bank and credit card provider I love the emails that comes through, always positive Reviewed on: 15th January 2026

Transparent

I like the fact that you can clear your balance even if you have purchased something on the same day so it’s an immediate update which no other lender do it that way Reviewed on: 15th January 2026

Excellent to deal with.

It was easy to get my card. Always a pleasurable experience dealing with Zopa on any problems I had, anyone I spoke with was courteous, willing to listen, knowledgeable and always gave me great advice. Reviewed on: 15th January 2026

My experience has been very good am very happy

My experience has been very good am very happy Reviewed on: 15th January 2026

Satisfactory.

Satisfactory. Easy to apply. Credit control. No quick increase in limit. Reviewed on: 15th January 2026

Great company, great customer service, great value f...

Great company, great customer service, great value for money Reviewed on: 15th January 2026

Great company, great coms and happily recommend

Great company, great coms and happily recommend Reviewed on: 15th January 2026

Have had a problem very good very good service service

Have had a problem very good service Reviewed on: 15th January 2026

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