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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Happy Customer

I applied for a card not really expecting to get one and I did and it's been fantastic Reviewed on: 15th January 2026

Excellent never had a problem with their service

Excellent never had a problem with their service Reviewed on: 15th January 2026

Best card ever had

Never had any problems and when I have been short I withdrew money from ATM and with no problem great card and company Reviewed on: 15th January 2026

Very good very friendly very good really all good in...

Very good very friendly very good really all good in every way Reviewed on: 15th January 2026

Lovely company to do business with

Zopa is lovely to deal with. Clear and concise communication on every level. Reviewed on: 15th January 2026

Very easy to use.

My Zopa credit card was very easy to apply for and came at a very reasonable rate. The app makes things so easy to track and use. Reviewed on: 15th January 2026

It’s handy to have especially knowing it can be used...

It’s handy to have especially knowing it can be used abroad Reviewed on: 15th January 2026

I can keep track of what I spend, and how much I hav...

I can keep track of what I spend, and how much I have left on my card. Reviewed on: 15th January 2026

Excellent customer service and awareness

Excellent customer service and awareness Reviewed on: 15th January 2026

Great credit card to build your credit rating

Zopa has a easy understandable system that allows quick easy acces to allow you to stay in control Reviewed on: 15th January 2026

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