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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to manage and navigate the app.

Easy to manage and navigate the app. Good customer service Reviewed on: 15th January 2026

Good customer sevice experience with zopa .

Good customer sevice experience with zopa .Zopa helped me receive credit for my car and credit card. Reviewed on: 15th January 2026

Don’t charge huge interest rates never had a bad exp...

Don’t charge huge interest rates never had a bad experience with Zopa Reviewed on: 15th January 2026

Excellant friendly service.

Excellant friendly service. Easy to contact. Reviewed on: 15th January 2026

Excellent service

Good service app is really easy to use Reviewed on: 15th January 2026

Great credit card.

Great credit card. The Zopa app is so easy to use and I can any amount at any time to pay off by balance by the due date. Statements are on the app and notified by email to say it has been generated. Very easy to read. Reviewed on: 15th January 2026

Great experience and helping me to better my credit...

Great experience and helping me to better my credit score. Very impressive in helping people and great offers. Reviewed on: 15th January 2026

Have had good experiance with them

Have had good experiance with them Reviewed on: 15th January 2026

The accepted my application very quickly.

The accepted my application very quickly. They were very transparent and appealing.The app is great and the credit limit too Reviewed on: 15th January 2026

Excellent customer service first class service easy...

Excellent customer service first class service easy application process quick and no hassle Reviewed on: 15th January 2026

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