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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Their onboarding process is simple and seamless.

Their onboarding process is simple and seamless. Reviewed on: 15th January 2026

Responsible lenders and easy to contact customer ser...

Responsible lenders and easy to contact customer service. Will offer increase to customers if they show they are spending responsible. Reviewed on: 15th January 2026

Brilliant credit card provider .

Brilliant credit card provider .Highly recommend to anyone Reviewed on: 15th January 2026

Good service very application online easy

Good service application online easy Reviewed on: 15th January 2026

Good services

Applying was easy, the application took about 20 min. Never had any issues Reviewed on: 15th January 2026

Excellent Credit Card Provider.

Excellent Credit Card Provider. Been with them for months and the process of applying and there notification settings are fantastic. Reviewed on: 15th January 2026

Very good customer service and overall service from...

Very good customer service and overall service from them Reviewed on: 15th January 2026

Always had postive experoences with Zopa.

Always had postive experoences with Zopa. My number 1 credit card Reviewed on: 15th January 2026

I find the site easy to use and have no problems wit...

I find the site easy to use and have no problems with anything Reviewed on: 15th January 2026

ZOPA ARE ABSOLUTELY BRILLIANT AT GETTING PEOPLE BACK...

ZOPA ARE ABSOLUTELY BRILLIANT AT GETTING PEOPLE BACK ON TRACK WITH THERE CREDIT SCORE Reviewed on: 15th January 2026

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