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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40276 reviews)

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4.93

Based on 40,276 reviews, last reviewed 15th Jan 2026

150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Quick, decisive decisions, easy to access and naviga... Quick, decisive decisions, easy to access and navigate website. Updates quickly when any transactions are made. Payment easy to make. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40276)

Review of the Zopa, Credit card:

..'Very SATISFIED and HAPPY!'..

..'Everything to do with Zopa is simple, efficient and beneficial'..(THANK YOU to all at ZOPA!) Reviewed on: 25th April 2025

Great service.

Great service. User friendly app Reviewed on: 29th April 2025

Reasonable interest rate.

Reasonable interest rate. Good for people with a poor credit score, to help rebuild Reviewed on: 29th April 2025

Good customer service .

Good customer service . Very friendly and polite . Reviewed on: 29th April 2025

I find zopa an excellent credit card.

I find zopa an excellent credit card.excelllent company Reviewed on: 29th April 2025

Easy to use app and easy to follow instructions .

Easy to use app and easy to follow instructions . Helpful with the savings part Reviewed on: 29th April 2025

Very easy to apply, app easy to navigate

Very easy to apply, app easy to navigate Reviewed on: 29th April 2025

Zopa is a great card.

Zopa is a great card. No bother using it on app. Looks after me 100% Reviewed on: 29th April 2025

From start to finish absolutely perfect

From start to finish absolutely perfect Reviewed on: 29th April 2025

Great customer service and excellent customer commun...

Great customer service and excellent customer communication Reviewed on: 29th April 2025

Simply the best

The whole process is so quick and easy, from application to receiving my credit card. I like that I can track my transactions easily and regular communication is an absolute bonus Reviewed on: 29th April 2025

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