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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44354 reviews)

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4.87

Based on 44,354 reviews, last reviewed 1st Sep 2026

100% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

This is one of the reasons why I chose him. Compared with other banks' credit cards, there are very few credit cards without currency conversion fees at present! Reviewed on: 20th August 2026

Latest lowest rating:

1

This is illegal company, they charge about every thi... This is illegal company, they charge about every thing sometimes even for nothing... Government should be enquire about this...I can challenge it's a ... Read more Reviewed on: 1st September 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44354)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy friendly no pressure

Easy to use they don't pressure you, it feels a friendly and part of the family card, not scarey at all to use Reviewed on: 14th January 2023

Very good

This helped when I am in need of money Reviewed on: 14th January 2023

Great choice company

I have experienced financial difficulty they have helped my credit rating so much to be where I am today in a much better situation for future Reviewed on: 14th January 2023

easy to use

very easy to apply for easy to use app is very good Reviewed on: 14th January 2023

An Amazing credit card

This credit card has helped me get my finances back in a good shape with my credit score and limit increases and I’m thankful of that Robin Bell Reviewed on: 14th January 2023

Great credit card

It was easy to apply and they give you an affordable amount of credit . You can access everything on the app which is brilliant . Reviewed on: 14th January 2023

Zopa credit card

Had a zopa card for a few years now and have used it for all sorts of things. I've saved the card on my phone and watch. it's so convenient it being contactless. Used it abroad many times and don't get charged a fee. The app is so easy to use as well to view your balance and make payments. Can easily view your pin through the app also if you ever forget it. Reviewed on: 14th January 2023

Good credit card

Recommended credit card worth applying for Reviewed on: 14th January 2023

Perfect and efficient.

Perfect, easy to use, the app is efficient and it's a good way to improve credit as well. No complaints. Reviewed on: 14th January 2023

The brat credit card

I’m very happy when I can be customer below company. Never having problems with contact support team if you have any questions Reviewed on: 14th January 2023

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