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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

ZOPA. No problems.

I have had no problems with Zopa, i am always kept informed and updated Reviewed on: 15th January 2026

Very good customer service always friendly

Very good customer service always very friendly Reviewed on: 15th January 2026

Zopa is amazing.

Zopa is amazing. The app is so easy to use, very clear and understandable Reviewed on: 15th January 2026

Zopa have proved to be an outstanding credit providor

Zopa have proved to be an outstanding credit providor Reviewed on: 15th January 2026

5 stars good credit card

Very easy to use with a great app for my phone Reviewed on: 15th January 2026

Always handy, always helpful!

Always handy, helpful customer service and the app is great! It’s a great card to have, I can keep track of my spending and the bonuses of having it are definitely a plus! Reviewed on: 15th January 2026

Excellent service

Very easy too set up explained everything clear easy to set up direct debit and easy to pay additional money in Reviewed on: 15th January 2026

Best credit card to help rebuild your score

Best credit card to help rebuild your score Reviewed on: 15th January 2026

Great card would recommend

Really helpful and easy to apply for Reviewed on: 15th January 2026

Good card

i have zopa to be a very good creditor to have in my wallet. Reviewed on: 15th January 2026

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