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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Get Zopa now

Very quick And so easy to understand payments are low Reviewed on: 15th January 2026

Found Zopa to be on the ball when giving advice and...

Found Zopa to be on the ball when giving advice and dealing with any service needs. Always ready to help and asking what can be done to improve my experience. Reviewed on: 15th January 2026

Absouloutly perfect - simple to understand and i lov...

Absouloutly perfect - simple to understand and i love the credit cushion Reviewed on: 15th January 2026

Given me the opportunity to show I am able to manage...

Given me the opportunity to show I am able to manage my finances without question. The credit limit is perfect for people who are showing they too have improved finances. Reviewed on: 15th January 2026

Very good expereancehappy

Very good expereance plus no bother about paying Reviewed on: 15th January 2026

Excellent service I have been given a...

Excellent service I have been given a lot of help Reviewed on: 15th January 2026

Never had a bad experience easy to use and does what...

Never had a bad experience easy to use and does what it says on the tin easy repayments and simple app to use Reviewed on: 15th January 2026

Thank you Zopa

I found Zopa willing to help where others wouldn’t Reviewed on: 15th January 2026

I have found Zopa very good and when needed they hav...

I have found Zopa very good and when needed they have solved me issue straight away. Reviewed on: 15th January 2026

Yeah, I like so Zopa Bank the last time I speak to o...

Yeah, I like so Zopa Bank the last time I speak to one of the customer I get very good help and I really happy with that Reviewed on: 15th January 2026

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