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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent choice

Since receiving my account, everything has been extremely easy. From spending to paying back. Reviewed on: 15th January 2026

Easy to get money from cash point

Easy to get money from cash point Reviewed on: 15th January 2026

ZZOPA IS CREDIBLE

Service is satisfactory and procedures are easy to follow. Reviewed on: 15th January 2026

Zopa's onboarding experience was clean and quick.

Zopa's onboarding experience was clean and quick. Clear communication, and very helpful Reviewed on: 15th January 2026

Money experts

Having had credit cards in the past, I feel in good hands with Zopa. They lend responsibly and do not badger to increase amount of credit. Reviewed on: 15th January 2026

very good credit card

very good credit card has give me another start to rebuild Reviewed on: 15th January 2026

Always good no problem from start

Always good no problem from start Reviewed on: 15th January 2026

Great products!

Great products,easy to apply even with poor credit score! Well done,highly recommend! Reviewed on: 15th January 2026

Zuper Zopa

super easy app and always get any important updates Reviewed on: 15th January 2026

Really great service with a very easy to use app whi...

Really great service with a very easy to use app which updates immediately Reviewed on: 15th January 2026

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