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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I am entirely grateful for Zopa for giving me a chan...

I am entirely grateful for Zopa for giving me a chance where most others did not. I have a less than perfect credit score and they were gracious accommodating to my needs. Thank you again. I cannot fault. Reviewed on: 15th January 2026

Great in every way , Zopa is so easy to use , conven...

Great in every way , Zopa is so easy to use , convenient and affordable. I would recommend Zopa to any one Reviewed on: 15th January 2026

Zopa highly recommended

App very easy to use and very usefull topics on it Reviewed on: 15th January 2026

Easy user interface that makes paying your balance e...

Easy user interface that makes paying your balance easy and stress free a very user friendly app indeed Reviewed on: 15th January 2026

Great experience interest is a little hight but expe...

Great experience interest is a little hight but expected when having bad credit Reviewed on: 15th January 2026

Always a quick chat to solve any issues I have.

Always a quick chat to solve any issues I have. I haven’t had a bad experience with any customer support rep in my time and all the services and app are easy to use. Would highly recommend Zopa to my friends and a great way to manage money Reviewed on: 15th January 2026

Zooa is Quality Card to have over all

Have to say since i have applied for a Zooa account I have had good experience. I can withdraw cash anywhere UK and abroad America and South Africa and had no issues. I have my statements and i get a notification when my DD is due to come out so im always prepared for oayments. Makes my life breeze and thank you. Reviewed on: 15th January 2026

Great service

Been really helpful extending my credit amount . Inform me in time to when need to make payments Reviewed on: 15th January 2026

Easy to use app and helpful online

Easy to use app and helpful online Reviewed on: 15th January 2026

Fantastic Credit provider

Easy to apply It has been an absolutely life saver and it has taken a lot of pressure of my shoulders and the fact that they keep us informed on how I am doing and reminds us when payments are due so reduces the risks of late payments Reviewed on: 15th January 2026

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