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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Credit company that values its customers and very he...

Credit company that values its customers and very helpful Reviewed on: 25th April 2025

Great app, easy to use with good communication.

Great app, easy to use with good communication. Reviewed on: 25th April 2025

Fantastic card

Good rate easy to use app, help on hand if needed highly recommend Reviewed on: 25th April 2025

It's been straight forward and easy to understand, m...

It's been straight forward and easy to understand, my enquiries and questions was answered and dealt with excellently. Reviewed on: 25th April 2025

Fantastic

Fantastic service and excellent product Reviewed on: 25th April 2025

Excellent product ,really worth it

Excellent product ,really worth it Reviewed on: 25th April 2025

Fast friendly service easy to use app

Fast friendly service easy to use app Reviewed on: 25th April 2025

I have had such good service and have known every st...

I have had such good service and have known every step of the way the whole process Reviewed on: 25th April 2025

Great Card

Such a great card, easy to follow your spend and a good interest rate. The app also is so easy to follow and user friendly. I would certainly recommend this product without any doubt. Reviewed on: 25th April 2025

Money when you need it

With Zopa, you have money to meet urgent needs when you need it. Zopa is that reliable and dependable friend. Reviewed on: 25th April 2025

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