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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great company service

Taken out a loan and credit card at really good interest rate Reviewed on: 28th March 2022

Great Card

So app is sonuse friendly. I also love the way when you make a payment, the credit is credited immediately. Alot of other mainstream cards take 2 days for credits to show. Very happy with Zopa Reviewed on: 28th March 2022

Reliable, easy service

Reliable, easy service. Instant transactions.. Love the company Reviewed on: 28th March 2022

Good easy application and customer services

Easy to apply and quick responses Reviewed on: 28th March 2022

Best credit card providers

best credit card providers, very helpful and honest Reviewed on: 28th March 2022

Hassle free

Hassle free funky looking credit card. No surprise fees. Does excactly what it promises you. Thankyou Reviewed on: 28th March 2022

Brilliant service

I've had my Zopa cars for 6 months and I've found it so easy to use. The app is really easy to use and keeps you updated with your current balance Reviewed on: 28th March 2022

Brilliant

Never had any problems, has easily helped me stay in top of limit and build my credit rating Reviewed on: 28th March 2022

Nice to be given a chance

Zopa gives you the chance to borrow money without worrying about missing payments and borrowing more than you can afford. You’re given a fair max. Amount and small monthly payments Reviewed on: 28th March 2022

Great quick service!

Easy to understand products, quick application process and quick to receive my card. App is great too! Reviewed on: 28th March 2022

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