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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Nice to be given a chance

Zopa gives you the chance to borrow money without worrying about missing payments and borrowing more than you can afford. You’re given a fair max. Amount and small monthly payments Reviewed on: 28th March 2022

Great quick service!

Easy to understand products, quick application process and quick to receive my card. App is great too! Reviewed on: 28th March 2022

Quick n easy app

Love zopa everything is clear for me to see in the app so I can control my spending easily and manage my account from palm of my hand. Love that it's helping me build my credit score . Reviewed on: 28th March 2022

Amazing service

Love zopa and give you support and advice when needed! Best credit card and loan company around Reviewed on: 28th March 2022

Mr nayden Stoyanov

I'm so happy with zoppa never ever Reviewed on: 28th March 2022

Fair and responsible credit card

Great customer service, responsible credit limits, all round good card Reviewed on: 28th March 2022

Super happy

Since I started with Zopa there hasn't been a moment I have been dissatisfied with their service. Easy app, perfect use, quick to reward. Amazing. Reviewed on: 28th March 2022

Fair credit card

So easy too use and very transparent Reviewed on: 28th March 2022

Easy to use app

The app is easy to navigate, notifications for money spent Reviewed on: 28th March 2022

Rebuild my credit score

I'm using Zopa to rebuild my credit history their rates are clear and the company is very easy to deal with Reviewed on: 28th March 2022

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