Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

View other Zopa products

4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Very efficient, and straight forward

Very efficient and straight forward Reviewed on: 13th February 2022

Very Happy

I am very happy with you're service I recommend to friends ❤❤❤ Reviewed on: 12th February 2022

Reliable well organised lender

Straight forward to get started, kept informed regally of transactions, reliable, sorted company. I would recommend Zopa 110% Reviewed on: 12th February 2022

Easy to use

Zopa app easy to use Highly recommend zopa Everything works like clockwork Reviewed on: 11th February 2022

Zoopa

Zoopa help us during pandemic.Very easy application process! Reviewed on: 11th February 2022

Brilliant Service

I can honestly say that I have had no issues since I got my credit card with Zopa. Easy to use, great app to make payments on and keep track of your spending. All in all, I'm over the moon with their brilliant service they provide. Reviewed on: 11th February 2022

Excellent

An excellent bank easy to use the app questions are answered quickly and clearly very. easy to contact Reviewed on: 10th February 2022

good

good services very good communication Reviewed on: 10th February 2022

Nice company

Best credit card it had ina long time Reviewed on: 9th February 2022

easier access

It's been a while since I've had a credit card but Zopa fits the bill Reviewed on: 9th February 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Credit card
from ASDA Money 2.51 from 103 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5936 reviews
Smart Saver
from Zopa 4.94 from 8039 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub