Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

very gd service and useful to have

Very friendly staff very respectful and very helpful! Reviewed on: 28th March 2022

Simple, efficient and great app!

The app is great and very efficient. Reviewed on: 28th March 2022

Great company service

Taken out a loan and credit card at really good interest rate Reviewed on: 28th March 2022

Great Card

So app is sonuse friendly. I also love the way when you make a payment, the credit is credited immediately. Alot of other mainstream cards take 2 days for credits to show. Very happy with Zopa Reviewed on: 28th March 2022

Reliable, easy service

Reliable, easy service. Instant transactions.. Love the company Reviewed on: 28th March 2022

Good easy application and customer services

Easy to apply and quick responses Reviewed on: 28th March 2022

Best credit card providers

best credit card providers, very helpful and honest Reviewed on: 28th March 2022

Hassle free

Hassle free funky looking credit card. No surprise fees. Does excactly what it promises you. Thankyou Reviewed on: 28th March 2022

Brilliant service

I've had my Zopa cars for 6 months and I've found it so easy to use. The app is really easy to use and keeps you updated with your current balance Reviewed on: 28th March 2022

Brilliant

Never had any problems, has easily helped me stay in top of limit and build my credit rating Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Capital One 4.08 from 293 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Credit card
from Zempler Bank 4.89 from 5817 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub