Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

View other Zopa products

4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Easy and convenient

Very easy to use and always know the balance Reviewed on: 25th February 2022

Outstanding service

Everything was clearly explained upon apication. Statements clear and easy to understand, payment process so easy. Reviewed on: 23rd February 2022

The best

One of the best cards I have had customer service is second to non Reviewed on: 22nd February 2022

Amazing

Brilliant customer service skills very good at helping you with your finances Reviewed on: 20th February 2022

Crap

Information inaccurate misleading and contradictory they never review the credit limit but love to shove there products in your face I really can't recommend this credit card they simply lie to you saying your not eligible to there products when my credit score says otherwise and have loads of offer elsewhere I will give this credit card until May then I will cancel if nothing changed Reviewed on: 20th February 2022

The best choice!!!

very fast card service, account balance automatically updated payments and withdrawals, pay it anywhere and without high costs Reviewed on: 18th February 2022

Brilliant service

Can’t speak highly enough! Excellent service, great payment options, stress free. Would definitely recommend to others with poor credit that are looking for a way of building up a credit score Reviewed on: 17th February 2022

excellent servicr

very good & fast service app also easy to use Reviewed on: 16th February 2022

Excellent company

Zopa take in to account your circumstances and don’t let you borrow more than you can afford, great customer service. Easy process with instant decision Reviewed on: 16th February 2022

Tip top

Great pay your bill and it shows up immediately Reviewed on: 16th February 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 3.37 from 6 reviews
Credit Card
from thinkmoney 1.40 from 2 reviews
Credit card
from Chase Bank 4.95 from 371 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5936 reviews
Smart Saver
from Zopa 4.94 from 8039 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub