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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Good

Thumbs up. No issues good rates easy to use. Reviewed on: 28th March 2022

Fantastic

Very cheap to use and best compey going Reviewed on: 28th March 2022

Great service

One of the best cards out there love using it Reviewed on: 28th March 2022

Excellent bank brilaint service

Easy to use not paid much interest at all xxx Reviewed on: 28th March 2022

Great account so glad I opened it

Nice easy zopa and app service Nice to use and easy to work with Reviewed on: 28th March 2022

So simple

Easy to apply for finance and the easiest company to repay. Staff are very friendly and helpful. Zopa has helped me build my credit score and there's no monthly fees! Reviewed on: 28th March 2022

Happy customer

It’s very easy to use app and excellent customer service Reviewed on: 28th March 2022

Amazing card

This card is so helpful and easy to use and the app very helpfull Reviewed on: 28th March 2022

very gd service and useful to have

Very friendly staff very respectful and very helpful! Reviewed on: 28th March 2022

Simple, efficient and great app!

The app is great and very efficient. Reviewed on: 28th March 2022

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