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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Good

3
Good app and experience overall so far, the app gives weekly updates on eligibility and helps keep you credit in check Reviewed on: 28th March 2022
Anna Brown's avatar
Anna Brown

Suhel

5
Good service very easy set app I think very reasonable aswell Reviewed on: 28th March 2022
Suhel Miah's avatar
Suhel Miah

Good

5
Thumbs up. No issues good rates easy to use. Reviewed on: 28th March 2022
stewart rugg's avatar
stewart rugg

Fantastic

5
Very cheap to use and best compey going Reviewed on: 28th March 2022
Thomas coatsworth 's avatar
Thomas coatsworth

Great service

5
One of the best cards out there love using it Reviewed on: 28th March 2022
charmedme88@msn.com's avatar
[email protected]

Excellent bank brilaint service

5
Easy to use not paid much interest at all xxx Reviewed on: 28th March 2022
Richard's avatar
Richard

Great account so glad I opened it

5
Nice easy zopa and app service Nice to use and easy to work with Reviewed on: 28th March 2022
Thomas Linter's avatar
Thomas Linter

So simple

5
Easy to apply for finance and the easiest company to repay. Staff are very friendly and helpful. Zopa has helped me build my credit score and there's no monthly fees! Reviewed on: 28th March 2022
Emma Baxter's avatar
Emma Baxter

Happy customer

4
It’s very easy to use app and excellent customer service Reviewed on: 28th March 2022
Chris 's avatar
Chris

Amazing card

5
This card is so helpful and easy to use and the app very helpfull Reviewed on: 28th March 2022
Michael's avatar
Michael

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