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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent

Excellent service, easy to use the app everything is straight forward brilliant had no problems Reviewed on: 28th March 2022

Helpful customer service

Had a problem and they were helpful to sort out my problem Reviewed on: 28th March 2022

Best ever

Really happy about this particular service Reviewed on: 28th March 2022

Very easy to use !

The payments that instant they don’t take time for updated and it’s very flexible the credit. I very happy whit Zopa Reviewed on: 28th March 2022

Zopa Credit card service is excellent

I’m using my card for about 4/5 months, it’s excellent service made my life easier Reviewed on: 28th March 2022

Excellent service

This company lets you borrow but don't hammer you with huge interest rates. Got to be number one. Very happy and will highly recommend. Reviewed on: 28th March 2022

My zopa experience

Zopa has overall been a good experience so far I have had no issues. Reviewed on: 28th March 2022

Handy credit card for a while...

It's fine to start with - the weekly updates about your borrowing power not budging get depressing. Reviewed on: 28th March 2022

Easy peasy

Very easy to apply, app is great Reviewed on: 28th March 2022

Great card!

This card has been such a help to me! Easy to pay - usually also instant. No hassle. Great customer service too. Reviewed on: 28th March 2022

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