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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Simple yet great

So the sign up and checks were so easy and quick. They look at all aspects so you don't get a straight no. The app is great and easy to use and understand, the card and service was efficient and team are super helpfull and friendly. Full recommended Reviewed on: 28th March 2022

Great Bank and Easy to use App

Zopa helps me keep track of my spending. Love the notifications and being able to manage my account online. Also, Like the fact that your payment reflects immediately compared to other banks. Reviewed on: 28th March 2022

Great customer service

Fantastic company very helpful when you contact them Reviewed on: 28th March 2022

Credit card

Excellent credit card easy to use and pay back Reviewed on: 28th March 2022

Ronseal

Ronseal ………… does exactly what it says on the tin. Can’t ask for more from a credit card ……. Just great Reviewed on: 28th March 2022

Just bloody amazing

Same as the title. Easy. Accessible. User friendly. Reviewed on: 28th March 2022

Straight forward company

I found it very easy to apply for and everything was easy to understand. I use their app to make extra payments when I can the notifications are really helpful too Reviewed on: 28th March 2022

Good service

I always receive. A good service from zopa Reviewed on: 28th March 2022

Zopa best ever

super customer service. excellent rates overall 100% satisfied customer will highly recommend Zopa. Reviewed on: 28th March 2022

Great card

Very quick to answer calls and deal with problems Reviewed on: 28th March 2022

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