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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

The best bank ever

I use them for over a year and never had any problem. Thank you Reviewed on: 28th March 2022

Excellent service

Easy to use always geat service I would recommend to my friend and family Reviewed on: 28th March 2022

Great service

Zopa give a great service, easy to use app. I’ve had no problems at all making payments or using my card Reviewed on: 28th March 2022

Super fantastic

Since holding an account the service has been above and beyond. Everything I have wanted to know has been answered quickly and clearly with a positive response Reviewed on: 28th March 2022

Great service quick easy no stress

As someone that needs to build there credit up again, zopa have been great quick response quick no stress set up. Great company have already recommend. Reviewed on: 28th March 2022

Great app, really easy to use.

Really like the app, like the update on borrowing power. Easy to pay some off my balance too. Reviewed on: 28th March 2022

Good Card

A good card, online service is excellent Reviewed on: 28th March 2022

Help when it's needed

My zopa credit card as helped me out no end things have been really tight lately and without it I would have struggled but things are OK now so its a case of clearing my balance asap. The app is easy to use as is making payments and viewing statements, charges are reasonable it's perfect fior what I need and would highly recommend zopa to anyone who wants thier first credit card or 2nd or even 3rd. Reviewed on: 28th March 2022

When in need of help

Great speedy service if you have issues 24/7 help and service available small fees and charges Reviewed on: 28th March 2022

Easy to use

Easy to use and no hidden charges Reviewed on: 28th March 2022

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