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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Always been satisfactory

Never had any complications or issues. Easy to use app and smooth process Reviewed on: 28th March 2022

Very good card provider

will recommend to anyone. user friendly app and easy to manage finance. Reviewed on: 28th March 2022

The best bank ever

I use them for over a year and never had any problem. Thank you Reviewed on: 28th March 2022

Excellent service

Easy to use always geat service I would recommend to my friend and family Reviewed on: 28th March 2022

Great service

Zopa give a great service, easy to use app. I’ve had no problems at all making payments or using my card Reviewed on: 28th March 2022

Super fantastic

Since holding an account the service has been above and beyond. Everything I have wanted to know has been answered quickly and clearly with a positive response Reviewed on: 28th March 2022

Great service quick easy no stress

As someone that needs to build there credit up again, zopa have been great quick response quick no stress set up. Great company have already recommend. Reviewed on: 28th March 2022

Great app, really easy to use.

Really like the app, like the update on borrowing power. Easy to pay some off my balance too. Reviewed on: 28th March 2022

Good Card

A good card, online service is excellent Reviewed on: 28th March 2022

Help when it's needed

My zopa credit card as helped me out no end things have been really tight lately and without it I would have struggled but things are OK now so its a case of clearing my balance asap. The app is easy to use as is making payments and viewing statements, charges are reasonable it's perfect fior what I need and would highly recommend zopa to anyone who wants thier first credit card or 2nd or even 3rd. Reviewed on: 28th March 2022

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