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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Mr Richards

5
Fantastic company sercuirty is Fantastic would 100% recommended Reviewed on: 28th March 2022
Joe Richards 's avatar
Joe Richards

Great Card, Great Name

5
Zopa gave me a card when others wouldn't. It's more than a credit card it's a show of trust when other cards wouldn't. Reviewed on: 28th March 2022
Jay Jay's avatar
Jay Jay

Excellent company

5
Brilliant company and customer service is second to none Reviewed on: 28th March 2022
Kelly cable's avatar
Kelly cable

Excellent company

5
The app is very easy to use, and understand, highly recommend ded Reviewed on: 28th March 2022
Pamela Carroll-Heath 's avatar
Pamela Carroll-Heath

Easy

5
From application through to receiving your card and paying monthly or over payment. All so straightforward. Reviewed on: 28th March 2022
Sam's avatar
Sam

Fast Friendly Easy

5
Easy repayment options make this one of the best credit cards I’ve ever had Reviewed on: 28th March 2022
Busterot's avatar
Busterot

Great credit card

5
Great credit card to help rebuild bad credit. Easy to use app and easy to make repayments every month Reviewed on: 28th March 2022
steve delaney's avatar
steve delaney

Simple lending

5
Application was simple and communication was thorough. Reviewed on: 28th March 2022
Brett wills's avatar
Brett wills

Always been satisfactory

4
Never had any complications or issues. Easy to use app and smooth process Reviewed on: 28th March 2022
Charlotte Colquhoun's avatar
Charlotte Colquhoun

Very good card provider

5
will recommend to anyone. user friendly app and easy to manage finance. Reviewed on: 28th March 2022
rom's avatar
rom

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