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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great experience

Great service Always get back to you in a timely manner Reviewed on: 28th March 2022

No hassle great service

As above. Good company, no issues. Easy to apply. Great service Reviewed on: 28th March 2022

I LOVE ZOPA

This credit company have been great to borrow off with low fees, great customer service when ever I need to contact them and their limit increase if very fair, Great company all round and deserve to win this. Reviewed on: 28th March 2022

Great credit proiver

Great company use zopa to help and try to increase my credit rating Reviewed on: 28th March 2022

Zopa is fasr and reliable bank

I like the fact that Zopa gives a visa card . Services are really fast I have encountered no proble since I have used zopa bank. I strongly recommend this people. Reviewed on: 28th March 2022

Really good credit card service

Really good service given since I've been a customer. Interest rates are low and the App is very easy to use. Simple to view your balance, make payments and to check your statement. Have been very impressed with Zopa and would recommend them to anyone I know, if they ever need to build their credit score up or if they need an extra cash boost with a credit card! Reviewed on: 28th March 2022

Easy, efficient, quick

App is easy to use and payments are easy to make just by click of a couple of buttons, it’s brilliant would 100% recommend to family and friends Reviewed on: 28th March 2022

Good credit card

Never had any issues easy to use app Reviewed on: 28th March 2022

Amazing

The app is very easy to use and they keep you in touch making sure you use your credit sensibly and that you never miss a payment Reviewed on: 28th March 2022

Straight forward lending!

Easy to apply, easy to use, easy to make a payment! Reviewed on: 28th March 2022

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