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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Quick and easy transaction

I have the greatest of ease using Zopa App and would recommend all my family and friends to use your company. Thank you for letting use your cards its very much appreciated Reviewed on: 28th March 2022

Best, fast ,service.

Best fast service,customers support Reviewed on: 28th March 2022

Best lender on the market

Zopa have always given me time and space I don’t feel hounded with slightly late payments they understand the repercussions of that on my score! Reviewed on: 28th March 2022

New generation credit card

Zopa is the credit card to help build your credit and stop you from getting into further debt. It keeps you on your toes with the updates and knowing how to do better with your finances. It also lets you know what are eligible for without going to check. Reviewed on: 28th March 2022

Zopa

Really good and easy app to keep your money on track. Reviewed on: 28th March 2022

Zuper Zopa!

All good to me! Easy, straightforward app, clean looking card, what more can you ask for! Fab Customer Service all the way! Reviewed on: 28th March 2022

Quick, friendly and professional service

I have found Zopa to be quick, easy and friendly to deal with. The app is straight forward with some good additional features Reviewed on: 28th March 2022

Very pleased with zopa

I have had no problems with zopa and If I have the customer service received was very quick and fast Reviewed on: 28th March 2022

Brilliant!

Been using Zopa for years now, Fantastic company with no hassle at all. Reviewed on: 28th March 2022

Brilliant

Brilliant service very helpful having a credit card from zopa has been life changing Reviewed on: 28th March 2022

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