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Zopa: Credit card reviews

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4.94
Based on 43,457 reviews, last reviewed 10th Mar 2026
154100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026
Yvonne G's avatar
Yvonne G

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43457)

Excellent Credit Card Sevice

5
Easy application process, excellent app to manage the account and provide credit insights, really good service and product. Reviewed on: 2nd February 2022
Rob Moore's avatar
Rob Moore

Good for first time

5
This using this company I've had no problem you can always get help from there customers service when called at the right time and the card itself is good helping you improving your credit Reviewed on: 2nd February 2022
yardie Green's avatar
yardie Green

Excellent credit card

5
I have had my card a while now and it’s excellent regarding payment also come with a handy app that show you credit rating approving I recommended this card Reviewed on: 2nd February 2022
Tracy evans 's avatar
Tracy evans

Great service

5
Great service. App really easy. Very happy customer. Reviewed on: 2nd February 2022
Lois 's avatar
Lois

Excellent

5
Great bank easy to use highly recommended Reviewed on: 2nd February 2022
Andy Dixon's avatar
Andy Dixon

Available for people who have dropped into bad credit rating.

4
Through some awful events in my life my credit rating dropped from excellent to poor. Zopa is helping me get back my credit rating and my life. Reviewed on: 2nd February 2022
Keaneo Patterson's avatar
Keaneo Patterson

Excellent

5
Fast, efficient, wildly acceptable and simple to use Reviewed on: 1st February 2022
Momodu Turay's avatar
Momodu Turay

Easy application process

5
The app is simple and easy to use Reviewed on: 1st February 2022
George Hammer's avatar
George Hammer

Great service!!!!

5
You are so nice and patient! I find this app easy to use and I reccomend to many people like me always in struggling with the money Reviewed on: 1st February 2022
Daniele Vignoli's avatar
Daniele Vignoli

Brilliant

5
Great. Brilliant service, great app Reviewed on: 1st February 2022
Sarah Harding's avatar
Sarah Harding

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