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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Exep

Zopa are second to none and I am pleased to have their support Reviewed on: 28th March 2022

Very quick services

Very helpful in increasing limit Reviewed on: 28th March 2022

Easy easy

I love the way Zopa helps you to save money and best thing is when you add money on your account it clears instantly there no waiting 3/4 days like other companies They can help you achieve a lot more Reviewed on: 28th March 2022

Excellent

Had an excellent experience Zopa have helped me when not many others would will continue to use their services Reviewed on: 28th March 2022

Happy , easy

Zopa was easy to apply for and I am happy with it so far ... been using zopa card for nearly a year Reviewed on: 28th March 2022

help when needed

got a card that has helped me build my credit rating A+ Reviewed on: 28th March 2022

Good credit card

I like Zopa cause they don’t charge me a lot for interes and they are helpful when you can’t pay on time ! Reviewed on: 28th March 2022

Excellent service

Easy and totally understandable. Correspondence is excellent. Reviewed on: 28th March 2022

Love Zopa

Always keep me updated with my account, just an overall great customer service. Reviewed on: 28th March 2022

The easiest and simplest credit card around.

I love that the payments and transfer are immediate. It’s easy to understand what’s happening with your money in your account. Great app interface and lots of external help around credit and spending Reviewed on: 28th March 2022

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