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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Zopa super

Great service great card very easy to use and to pay back and the best bit is when you make a payment to your card it’s instant no 2-3 working days for it to get there Reviewed on: 1st February 2022

Great credit card

All round excellent service, zopa app very easy to use, kept upto date with everything relating to my account Reviewed on: 1st February 2022

Brilliant

Applying fast and set out so it was easy Reviewed on: 1st February 2022

Shopper.

Funds available when i need it.and its easy to pay back.hassle free.thank you. Reviewed on: 1st February 2022

Excellent

Dear all excellent customer support and excellent service I will callelt the understanding Bancking Reviewed on: 1st February 2022

Easy banking

Great app, easy to use and easily accessible Reviewed on: 1st February 2022

Great service and easy use

Very easy to use and help is always available. That makes ZOPA a great card to help anyone take care of the money and credit score. Perfect. Thank you. Reviewed on: 1st February 2022

Great credit card provider

Very easy to apply which make it fantastic provider Reviewed on: 1st February 2022

Amazing

Really good credit card for credit building Reviewed on: 31st January 2022

Simple and easy app

Very user friendly and transparent with charges, all in one easy app Reviewed on: 31st January 2022

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