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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Love Zopa

Always keep me updated with my account, just an overall great customer service. Reviewed on: 28th March 2022

The easiest and simplest credit card around.

I love that the payments and transfer are immediate. It’s easy to understand what’s happening with your money in your account. Great app interface and lots of external help around credit and spending Reviewed on: 28th March 2022

Great card

Have had no problems,easy to use and never had a problem. Reviewed on: 28th March 2022

Not complicated, easy to use and pay

Not complicated, easy to use and pay, never had a issue using this company, highly recommended. Reviewed on: 28th March 2022

the best

excellent and thoughtful service Reviewed on: 28th March 2022

Best rver

Best credit card I ever had to date Reviewed on: 28th March 2022

Simple and easy to use

From start to finish applying was easy the app is easy to use as well Reviewed on: 28th March 2022

You need help? Call ZOPA!

The best bank in UK, I’m very serious! Reviewed on: 28th March 2022

Quick and easy to apply

Applying for both a loan a couple of years ago and a recent credit card I found the response from Zopa was quick & efficient. Excellent customer service. The app is easy to use too. Reviewed on: 28th March 2022

Easy and good service

Zopa is really easy to use. They provide non nonsense credit. No hassling their customers and all communications from them have been efficient and concise. Really good Reviewed on: 28th March 2022

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