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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Always a helping hand available when needed

My experience with Zopa is great, everything is made easy and understandable, everything is explained so I can understand it clearly Reviewed on: 31st January 2022

Zopa review

I have found Zopa to be both helpful and informative without being 'pushy'. I would gladly recommend them to family and friends alike. Reviewed on: 31st January 2022

Easy to use

It’s so easy to navigate ! Clear information with handy tips Reviewed on: 31st January 2022

Top class

What else can I say really, top class customer service and simple easy to navigate app definitely a 10/10 for me Reviewed on: 31st January 2022

The best card in UK for me!!!!

I love this card very easy to use. Reviewed on: 31st January 2022

Handy credit card, easy to use with on-line app. Very convenient.

Only positive things to say about Zopa - never had a bad experience. Easy yo use and keep on top of purchases, love the ease of the App. Easy yo check balance and make regular payments. Reviewed on: 31st January 2022

very handy to have

non hassle to deal with, easy made payments, recommened this cared. Reviewed on: 31st January 2022

Amazing

Helped me turn my finances around Reviewed on: 31st January 2022

Communication

Communication is the key, friendly Reviewed on: 31st January 2022

Helping me build credit history

I really like how I can set credit cushion to avoid spending more than I need to. Reviewed on: 31st January 2022

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