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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Amazing card if you need that extra little help

Amazing card if you need that extra little help Reviewed on: 25th April 2025

The Zopa card offers the chance to improve my financ...

The Zopa card offers the chance to improve my finance with realistic ways that's is affordable. The make things easy for the customer and the many ways to manage my money. Reviewed on: 25th April 2025

Great company

Very easy to apply and very easy to use the app to see what you are spending Reviewed on: 25th April 2025

Great company, friendly and always in communication...

Great company, friendly and always in communication with the customer Reviewed on: 25th April 2025

Easy to deal with.

Easy to deal with. Good online tools. Excellent customer service. Reviewed on: 25th April 2025

..'Very SATISFIED and HAPPY!'..

..'Everything to do with Zopa is simple, efficient and beneficial'..(THANK YOU to all at ZOPA!) Reviewed on: 25th April 2025

Good service online , accommodating staff

Good service online , accommodating staff Reviewed on: 25th April 2025

Easy account opening,clear concise app good info on...

Easy account opening,clear concise app good info on isas an savings Reviewed on: 25th April 2025

Promotional offers, low interest etc

Promotional offers, low interest etc Reviewed on: 25th April 2025

Zopa has helped me build my credit score

Zopa has helped me build my credit score Reviewed on: 25th April 2025

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