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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Always helpful and never had any issues

Always helpful and never had any issues Reviewed on: 15th January 2026

Would recommend to anyone

Use where U like.. low monthly repayments.. any help they are there for you Reviewed on: 15th January 2026

What an awesome experience

Very good, simple informative experience Reviewed on: 15th January 2026

excellent customer service great product

excellent customer service very easy to keep up to date with my spending very easy to make payments highly recommend very happy Reviewed on: 15th January 2026

A smart way to get back into managing finances, a fr...

A smart way to get back into managing finances, a friendly company always on hand if any problems arise. Reviewed on: 15th January 2026

Excellent zopa

Every one i spoken to was fantastic. Excellent speedy service thanks Reviewed on: 15th January 2026

Quick to process applications and easy to follow app

Quick to process applications and easy to follow app Reviewed on: 15th January 2026

It does what it says and is nominated for.

It does what it says and is nominated for. Reviewed on: 15th January 2026

Zopa is efficient and brilliant, have never been dis...

Zopa is efficient and brilliant, have never been disappointed! Reviewed on: 15th January 2026

Spending

Was very easy to apply was suprised I was excepted as I don’t have a great credit score and the app keeps me on track as I can see what I am spending Reviewed on: 15th January 2026

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