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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41972 reviews)

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4.93

Based on 41,972 reviews, last reviewed 18th Feb 2026

167000% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great team and easy to use app. Great team and easy to use app. Super easy to sign up and everything is very straightforward. Reviewed on: 18th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41972)

Credit card

The zopa credit card is one of the best Reviewed on: 26th January 2022

Really Friendly Card!!

Great card with a decent limit. Easy to use the App and has a great credit management tool thrown in!! Reviewed on: 26th January 2022

It's super quick ...

Zopa credit card it's a quciker credit card that I ever seen. Whenever you paying your minimum payment or other amount it will be reflecting to the card immidiately and this is absolutley perfect cause it saving you from waiting some processing date (like other credit cards) and it will preventing you from being charged more or missed/late payments. Absolutely amazing. Also, I have found that Zopa is a responsibble lender and each month they provide me with some good information like my borrowing powere and ... whicg helps me a lot to focus on my finance and stay on correct road to build a brighter future. Thanks Zopa Reviewed on: 26th January 2022

Credit Credit Card

Simple, straight forward and hassle free. Managable and easy access to manage your spending. Would definately recommend Zopa. Works for me. Reviewed on: 26th January 2022

Very good

Good customer service and I’m loving my credit card Reviewed on: 26th January 2022

Excellent credit card provider

Ease of use from applying to downloading the app, is outstanding. Excellent customer service and communication. Reviewed on: 26th January 2022

Fantastic card

Everything at your fingertips in one simple app.instant transaction notification 5* Reviewed on: 26th January 2022

Amazing

Afyer struggling with finances for years and coming out of an iva zopa gave me a chance everything is easy and there customer service team are always very helpful and efficient I am now building a good credit score thanks to zopa Reviewed on: 26th January 2022

Best credit card

Easy and quick service I’m very happy with Zopa credit card I highly recommend this to my friends and relatives Reviewed on: 26th January 2022

Know where you are with Zopa

Very happy with Zopa so efficient! Tx every time I spend Reviewed on: 26th January 2022

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