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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44339 reviews)

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4.94

Based on 44,339 reviews, last reviewed 26th Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It is easy to use and quick access It is easy to use and quick access Reviewed on: 26th April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44339)

Absolutely Brilliant

Never had an issue ... the App is so easy to navigate, everything set out clearly nothing hidden ... brilliant Reviewed on: 28th March 2022

Great Company, Excellent Service

Had some issues with the cards initially not working, but was able to speak to someone within a few minutes to resolve the issue Reviewed on: 28th March 2022

Simple and straightforward!

Everything about the Zopa app is easy to navigate and charges, payments and transactions are clear to see. Love it! Reviewed on: 28th March 2022

Mr

Fozlul hoque 05-04-1970 i like crd Reviewed on: 28th March 2022

Excellent service

Very helpful good experience compared to others Reviewed on: 28th March 2022

Great card easy to use

Love the card tells you where and when you've spent money and the app is so easy to use. Reviewed on: 28th March 2022

Self service at its best

Really pleased with the way I can manage my card. I’ve never had to speak to a person as everything I’ve needed is all online. Reviewed on: 28th March 2022

Fantastic

Excellent customer service alway there if you need them Reviewed on: 28th March 2022

Easy2Use

I needed Zopa and they were there for me straight away. Fair and easy service. Reviewed on: 28th March 2022

No facility to increase credit limit

No facility to increase credit limit Reviewed on: 28th March 2022

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