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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fantastic card company.

Fantastic card company. Very helpful. Reviewed on: 15th January 2026

When I received zopa credit card using it without an...

When I received zopa credit card using it without any problem troubles free to use Reviewed on: 15th January 2026

Experience has always been very good.

Experience has always been very good. No complaints Reviewed on: 15th January 2026

Hhvery good experience and I was so happy that ZOP...

Had very good experience and I was so happy that ZOPA gave me a loan, I’m hoping once I paid loan back I will be able to get another one. Reviewed on: 15th January 2026

Excellent service provide

Excellent services provide. Good tools to made payments Reviewed on: 15th January 2026

Easy to use and happy since had the car

Easy to use and happy since had the car Reviewed on: 15th January 2026

Good never had any problems or issues

Good never had any problems or issues Reviewed on: 15th January 2026

It’s a fantastic card account offering great rates a...

It’s a fantastic card account offering great rates and repayments and offering great repayment loans Reviewed on: 15th January 2026

Very easy to deal with and easy to set up and to dea...

Very easy to deal with and easy to set up and to deal with them to thank you so much Reviewed on: 15th January 2026

It was good and easy I will recommend people to...

It was good and easy I will recommend people to use it Reviewed on: 15th January 2026

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