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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great credit card, great interest rate and easy to u...

Great credit card, great interest rate and easy to use App. All good Reviewed on: 24th April 2025

Zopa helped me when no one else would

Zopa helped me when no one else would Reviewed on: 24th April 2025

Excellent.

Excellent. My card was approved so first when I had financial crisis. When I lost my father Reviewed on: 24th April 2025

Super easy

Super easy to apply and manage you account. Reviewed on: 24th April 2025

Just find us easy to deal with brilliant service

Just find us easy to deal with brilliant service Reviewed on: 24th April 2025

Great experience

Experience with Zopa has been positive from when I first applied for the credit card to now. Customer service always been great and have had credit limit increase which is good for my credit score. Reviewed on: 24th April 2025

Excellent service

Excellent service from receiving card to present day Reviewed on: 24th April 2025

Does exactly what I need when I need it.

Does exactly what I need when I need it. Reviewed on: 24th April 2025

Good and i like this service and i need more cradit...

Good and i like this service and i need more cradit in my acfont Reviewed on: 24th April 2025

Great service ...

Straightforward application with a useful, meaningful credit limit. All questions answered in a timely manner Reviewed on: 24th April 2025

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