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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Had no issues gave me a helping hand when i struggle...

Had no issues gave me a helping hand when i struggled with credit Reviewed on: 24th April 2025

Zopa helped me get a card when I was struggling was...

Zopa helped me get a card when I was struggling was so easy to apply they are very helpful Reviewed on: 24th April 2025

No hassle no fuss

From the start to finish excellent Reviewed on: 24th April 2025

So easy to get credit card and then to open a bank a...

So easy to get credit card and then to open a bank account Reviewed on: 24th April 2025

One of the very best

Excellent customer's services and good not too bad interest rates Reviewed on: 24th April 2025

Excellent

Super experience value for money Reviewed on: 24th April 2025

Highly recommend

Great service always keeps me up to date with spending Reviewed on: 24th April 2025

Great support and offers .

Great support and offers . Up to date info and easy to track transactions Reviewed on: 24th April 2025

I've had a great experience so far.

I've had a great experience so far. Lots of insights, tips and advise to help improve my credit usage. They offer lots of services to see all of my banking in one app from savings to loans to debit accounts Reviewed on: 24th April 2025

Zopa Credit Card where you are in control.

Zopa Credit Card is easy to use and you are in control. It's safe, reliable and it is great for your Credit Rating. Reviewed on: 24th April 2025

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