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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (40949 reviews)

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4.93

Based on 40,949 reviews, last reviewed 15th Jan 2026

33150% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent customer service. Excellent customer service. Easy to use app Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40949)

Review of the Zopa, Credit card:

Easy to use and great service

Applied and was Warmley welcomed. Had a problem and was sorted in minutes. Very happy with the service I receive. Reviewed on: 17th March 2021

Quick money

Happy with the help...I had the money very fast on the card Reviewed on: 15th January 2026

Zopa as been so easy to access and use and keeps me...

Zopa as been so easy to access and use and keeps me up to date with all their products too. Reviewed on: 15th January 2026

Very happy with Zopa - applying for and being accept...

Very happy with Zopa - applying for and being accepted for a credit card was very easy and efficient Reviewed on: 15th January 2026

Only just got the account but so far everything has...

Only just got the account but so far everything has been as described. great service!! The app is simple to use and understand with everything you need covered Reviewed on: 15th January 2026

Easy app to use prompt payment process

Easy app to use prompt payment process Reviewed on: 15th January 2026

Great credit card and user friendly app

Very easy application process and card came quickly. Very secure and easy to use app; I can make payments quickly. Reviewed on: 15th January 2026

Very efficient and easily available

Very efficient and easily available Reviewed on: 15th January 2026

Quick & easy.

Quick, easy access to all that is required, statements etc, and prompts about payments, offers etc. Reviewed on: 15th January 2026

Really good credit card cash withdrawal available

Really good credit card cash withdrawal available Reviewed on: 15th January 2026

Zopa is ideal for me

When I needed help Zopa was there for me Reviewed on: 15th January 2026

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