Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41943 reviews)

View other Zopa products

4.93

Based on 41,943 reviews, last reviewed 19th Jan 2026

82050% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent Very helpful and professional, I had my card compromised and they dealt with very fast and efficient Reviewed on: 19th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41943)

Review of the Zopa, Credit card:

It's alright

It's alright, not too much interest compared to others. Reviewed on: 14th January 2023

A good card excellent lender

Am using card for credit building Reviewed on: 18th January 2026

Excellent service

Very helpful, fast response. availability when needed to assist with any issues. Reviewed on: 18th January 2026

Good customer service, quick problem solving

Good customer service, quick problem solving Reviewed on: 18th January 2026

Top Financial service of our time.

Zopa Credit Card delivers excellent value with clear terms, competitive rates, and no hidden fees. The app is easy to use, customer support is responsive, and managing your credit feels simple and stress-free. Highly recommend for a fair, modern credit experience. Reviewed on: 18th January 2026

Easy application, easy to use and straightforward la...

Easy application, easy to use and straightforward layout on the app and excellent customer service. Reviewed on: 18th January 2026

Excellent good credit to help people with bad credit

Excellent good credit to help people with bad credit Reviewed on: 18th January 2026

Zopa bank and card is everything that I need.

Zopa bank and card is everything that I need. Reviewed on: 18th January 2026

Excellent

Great for when I’m in a tight spot Reviewed on: 17th January 2026

ZOPA!. What a fantastic experience.

Fantastic experience, with a very easy application process that was extremely well explained and defined. I would highly recommend Zopa to anyone.. Best application with such ease. Zopa deserve all the finest recognition that is possible. Reviewed on: 17th January 2026

Professional and friendly

Professional and friendly team, go out of your way to help you there when help is needed , thankuyou Reviewed on: 17th January 2026

Alternative products

Credit Card
from Allied Irish Bank - AIB 3.24 from 6 reviews
Credit card
from M&S Bank - Marks and Spencer 2.70 from 188 reviews
Everyday Credit Card
from Santander 3.90 from 19 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub