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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (40859 reviews)

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4.93

Based on 40,859 reviews, last reviewed 15th Jan 2026

28650% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy use . Easy use .. perfect. Been a customer for over 2 years .. Reviewed on: 15th January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40859)

Review of the Zopa, Credit card:

Great compared to the bigger names and banks

Great customer service. Really good app. Great communication Reviewed on: 11th April 2023

Excellent card good customer service

Excellent card good customer service Reviewed on: 15th January 2026

Easy App Very Good service on line service's are eas...

Easy App Very Good service on line service's are easy to understand Reviewed on: 15th January 2026

Credit for everyone, good credit history builder card

Credit for everyone, good credit history builder card Reviewed on: 15th January 2026

They gave me a chance with ok credit unlike other pr...

They gave me a chance with ok credit unlike other providers and they are always happy to help would definitely recommend them Reviewed on: 15th January 2026

Would recommend.

I have enjoyed my Zopa Card since joining and would recommend. However I do wish they would permit wise transfer again. This is why I use my card less than I previously did. Reviewed on: 15th January 2026

Credit with ease

Ease of getting a zopa card and helpful staff if you need to phone them.really friendly and helpful if you have a problem. Reviewed on: 15th January 2026

Fantastic card facilities, with easy and fuss free a...

Fantastic card facilities, with easy and fuss free application process Reviewed on: 15th January 2026

Great card, Great customer service

Great card, Great customer service Reviewed on: 15th January 2026

Amazing service - with up to date messages of what...

Fabulous service - with up to date messages of what i’ve spent and what i have left perfect for a busy schedule Reviewed on: 15th January 2026

Helped me build my credit the first to say yes and g...

Helped me build my credit the first to say yes and gave me a chance Reviewed on: 15th January 2026

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