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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Does what it says on the tin.

Does what it says on the tin. Quick and easy application Reviewed on: 24th April 2025

Seamless and easy set up of a new credit customer we...

Seamless and easy set up of a new credit customer well worth doing this with Zopa Reviewed on: 23rd April 2025

Fantastic ease of doing business

Fantastic ease of doing business Reviewed on: 23rd April 2025

Excellent credit history rebuilding tool!

Excellent credit history rebuilding tool!Banks would not lend me, so I tried to look on clear score. Zopa came up with a £250 credit limit. This is exactly what I needed. Responsible use of a small balance will help to pull my score up. Reviewed on: 23rd April 2025

Convenient credit card with great customer service a...

Convenient credit card with great customer service and interest rates on a credit card which helps people to build better credit scores, most worthy compared to other providers. Customer services has been exceptional when making queries or seeking other support Reviewed on: 23rd April 2025

Easy to use never had a problem always helpful

Easy to use never had a problem always helpful Reviewed on: 23rd April 2025

ZOPA is doing great and trying to satisfy customers.

ZOPA is doing great and trying to satisfy customers. Reviewed on: 23rd April 2025

Excellent service Wow, brilliant product, easy app h...

Excellent service Wow, brilliant product, easy app hassle free Reviewed on: 23rd April 2025

Zopa services are excellent

Zopa services are excellent and 2nd to none. Reviewed on: 23rd April 2025

Zopa helped me build up my credit score.

Zopa helped me build up my credit score. The app is easy to use and navigate. Would recommend to anyone. Reviewed on: 23rd April 2025

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