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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very straightforward banking experience.

Very straightforward banking experience. Really helped me rebuild my financial habits Reviewed on: 23rd April 2025

So far so good Zopa has been easy to use...

So far so good Zopa has been easy to use Reviewed on: 23rd April 2025

Excellent credit card very straightforward good app...

Excellent credit card very straightforward good app to sort enquiries Reviewed on: 23rd April 2025

Good maintenance and best of credit cards

Good maintenance and best of credit cards Reviewed on: 23rd April 2025

Very efficient and everything extremely well explained

Very efficient and everything extremely well explained Reviewed on: 23rd April 2025

building a new credit score

Excellent service, app friendly to use and to access information. Website is very informative and plus interest rate is good for building a credit score Reviewed on: 23rd April 2025

Great good service easy to use good customer service...

Great good service easy to use good customer service good website nice prople Reviewed on: 23rd April 2025

Very easy to use and helpful when needed

Very easy to use and helpful when needed Reviewed on: 23rd April 2025

Great service and product.

Great service and product. Always on hand to answer any questions and always go the extra mile to help. I would highly recommend zopa to my friends and family Reviewed on: 23rd April 2025

I’m very happy with my Zopa credit card and I find t...

I’m very happy with my Zopa credit card and I find the app really easy to use and keep in control of my spending and customer services are really helpful and friendly whenever I have needed to contact them. Reviewed on: 23rd April 2025

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