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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

I have three products with zopa and their service is...

I have three products with zopa and their service is excellent. The agents are professional and helpful and the app is super easy to use. Reviewed on: 23rd April 2025

Have had nothing but a good experience with Zopa sin...

Have had nothing but a good experience with Zopa since day one. Reviewed on: 23rd April 2025

Very friendly,helpful and best service

Very friendly,helpful and best service Reviewed on: 23rd April 2025

Friendly service and easy to use app.

Friendly service and easy to use app. Reviewed on: 23rd April 2025

Great work well alway not problem

Great work well alway not problem Reviewed on: 23rd April 2025

So very easy to contact & very good at sorting out a...

So very easy to contact & very good at sorting out anything Reviewed on: 23rd April 2025

Excellent all round credit card and bank

Excellent all round credit card and bank Reviewed on: 23rd April 2025

Fast answer on application and reward by increasing...

Fast answer on application and reward by increasing credit limit on a regular basis. This is reassuring that you are doing the right thing with managing your credit. Reviewed on: 23rd April 2025

Always easy to use great card brilliant customer ser...

Always easy to use great card brilliant customer service very friendly Reviewed on: 23rd April 2025

Zopa meets my financial needs squarely

Zopa meets my financial needs squarely Reviewed on: 23rd April 2025

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