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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great experience Zopa

Great experience with using a Zopa credit card. Zopa has good offers and helps with credit building. Reviewed on: 28th April 2025

Had poor credit rating

Had poor credit rating qualified for zopa card not looked back Reviewed on: 28th April 2025

They do not over charge u as others do

They do not over charge u as others do Reviewed on: 28th April 2025

Really helpful and friendly service

Really helpful and friendly service Reviewed on: 28th April 2025

I have never had any issues with the service I recei...

I have never had any issues with the service I received Reviewed on: 28th April 2025

9 out of 10

All good nothing to complain at all very positive experience so far Reviewed on: 28th April 2025

Best credit card in the UK easy to build up credit s...

Best credit card in the UK easy to build up credit score and now a account I can use for my everyday purcheses. And saving intrest is just iceing on the cake Reviewed on: 28th April 2025

I have the credit card now for almost 5 years and ne...

I have the credit card now for almost 5 years and never had any issues. Every details, terms and conditions are clear to understand Reviewed on: 28th April 2025

Very Easy to apply .

Very Easy to apply . Very good credit. Low rate interest. Reviewed on: 28th April 2025

Everything is straight forward.

Everything is straight forward. Transactions are very easy and clear. Reviewed on: 28th April 2025

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