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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant company with excellent customer service an...

Brilliant company with excellent customer service and no micro management Reviewed on: 23rd April 2025

Better treatment than so called bigger cards

Exellent service, always happy to help, always to the point with no confusing jargon. A pleasure to use their products. More than happy to discuss and resolve issues, no long waiting for calls, always go the extra mile to solve a problem. Reviewed on: 23rd April 2025

A good card to get my money back in good...

A good card to get my money back in good shape Reviewed on: 23rd April 2025

Ease of use.

Ease of use. Extremely quick service Reviewed on: 23rd April 2025

Perfect.

Perfect. Great customer service. App easy to use Reviewed on: 23rd April 2025

Just a good smooth application and easy to set up...

Just a good smooth application and easy to set up app Reviewed on: 23rd April 2025

I was excepted for card and have to say this is an a...

I was excepted for card and have to say this is an amazing card and company definitely recommend Reviewed on: 23rd April 2025

I am good for use credit card very happy

I am good for use credit card very happy Reviewed on: 23rd April 2025

Very easy user friendly THATS SERVICEcompany.

Very easy user friendly company. I needed a loan and it was approved and in my account within 10 minutes. That's service Reviewed on: 23rd April 2025

Zopa so good

Great card with easy use and convenience.The card comes woyh a easy to acces and read app.. would recommend to friend and family due tp the easy apply and use of card as well as the communication. Reviewed on: 23rd April 2025

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