Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

, my experience has been outstanding

, my experience has been outstanding Reviewed on: 23rd April 2025

Good company

Eru good company helps you build your credit score Reviewed on: 23rd April 2025

Best customer service

Very easy to set up. Easy to operate account online. Best online credit card for customer services. Love my Zopa account. Reviewed on: 23rd April 2025

Great product with app.

Great product with app. Good rates and easy to use. Reviewed on: 23rd April 2025

I have really nice experience with zopa

I have really nice experience with zopa Reviewed on: 23rd April 2025

Great company to work with, staff so efficient and t...

Great company to work with, staff so efficient and there to help when needed. Reviewed on: 23rd April 2025

Great for credit building, excellent app to help yo...

Great for credit building, excellent app to help you manage your spending Reviewed on: 23rd April 2025

I found the Zopa experience very good actually bothe...

I found the Zopa experience very good actually bother to check font just offer credit increases based on tenure monthly updates on your eligibility is also fantastic. Reviewed on: 23rd April 2025

Do not use..

Bounced up my interest rate a lot for no good reason Reviewed on: 23rd April 2025

Responsible with great Customer Service

Whenever I have needed to contact Zopa I have always felt valued as a customer and understood. My experiences with Zopa have always been found to be responsible and understanding. Reviewed on: 23rd April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.86 from 880 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews
Student Credit Card
from NatWest 4.31 from 6 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub