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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good company

Easy application, great app and easy to use. Sensible credit limits Reviewed on: 23rd April 2025

Very good service and good value

Very good service and good value Reviewed on: 23rd April 2025

Great service great help when I need

Great service great help when I need Reviewed on: 23rd April 2025

Zopa makes life easier.

Zopa makes life easier.it very useful in daily life and providing good benefits to customers. Reviewed on: 23rd April 2025

Customer service very good

Never had any problems great friendly Reviewed on: 23rd April 2025

Great card Great customer service

Great card Great customer service Reviewed on: 23rd April 2025

Very easy to apply and not trouble with anything goi...

Very easy to apply and not trouble with anything going forward Reviewed on: 23rd April 2025

Zopa credit card is very good and always come to my...

Zopa credit card is very good and always come to my rescue at the last minute with little or no interest whenever I paid on time Reviewed on: 23rd April 2025

Any problems are sorted asap by friendly staff

Any problems are sorted asap by friendly staff Reviewed on: 23rd April 2025

Zopa Card

Their interest rate is too high! They should consider reducing them? Reviewed on: 23rd April 2025

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