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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy to use, helpful and friendly

Easy to use, helpful and friendly Reviewed on: 23rd April 2025

All good

Everything is clear and simple. Will be perfect when wil be possible incriss my limit. Reviewed on: 23rd April 2025

Good value

It’s very good value for the repayments the interest is very good they give you plenty of warning b4 your payment date very pleased with the service given Reviewed on: 23rd April 2025

Zopa has been very professional and patient with me.

Zopa has been very professional and patient with me. I value that very much Reviewed on: 23rd April 2025

very good company, always try help and found the bes...

very good company, always try help and found the best deal for each situation Reviewed on: 23rd April 2025

I’m happy very good company!

I’m happy very good company! Very good rates! Reviewed on: 23rd April 2025

I like to work with Zopa , they very quickly approve...

I like to work with Zopa , they very quickly approved for my credit card ,they are excellent bank. I will recommend with pleasure. Reviewed on: 23rd April 2025

Great service and always willing to support if needed

Great service and always willing to support if needed Reviewed on: 23rd April 2025

Encouraging and inspiring experience

Encouraging and inspiring experience Reviewed on: 23rd April 2025

Fantastic app makes managing my card an absolute bre...

Fantastic app makes managing my card an absolute breeze! Reviewed on: 23rd April 2025

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