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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Never had any issues managing the credit card with a...

Never had any issues managing the credit card with all information readily available Reviewed on: 26th April 2025

Really quick and easy and easy to use e app...

Really quick and easy and easy to use e app Reviewed on: 26th April 2025

Very good service and helpful and happy with services

Very good service and helpful and happy with services Reviewed on: 26th April 2025

Great service not complicated at al

Great service not complicated at al Reviewed on: 26th April 2025

It’s been wonderful having credit card with Zopa,

It’s been wonderful having credit card with Zopa, Reviewed on: 26th April 2025

Great card which I find easy to manage.

Great card which I find easy to manage. Reviewed on: 26th April 2025

Great thanks very easy to use.

Great thanks very easy to use. Great application Reviewed on: 26th April 2025

Excellent service.

Excellent service. Easy to use App. Service caters to needs. Reviewed on: 26th April 2025

Perfect all round

Just great all round easy to use, updated on extras and always notified about payment dues Reviewed on: 26th April 2025

Helped me get my credit back in order

Helped me get my credit back in order Reviewed on: 26th April 2025

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